Small business grants that are open right now

Grants are money you do not pay back. Below is every grant we could confirm on its official page: private and corporate grants first, then federal SBIR awards, then federal grants on Grants.gov that list small or for-profit businesses as eligible. Expired ones drop off on their own.

679 listings open as of Oct 30, 2026. The first 80 are below; the Finder shows them all with filters.

SXSW Pitch 2027

Competition (prize money, no repayment) · SXSW

Amount: Amount not listed · Due Nov 11, 2026 · Nationwide

Who qualifies: Startups whose product launched on or after January 1, 2024 and that have raised no more than $10M. $225 non-refundable entry fee. Finals are in Austin in March 2027.

Source: Official program page · Last verified Oct 30, 2026 · Apply on the official site

Tory Burch Fellows Program (2027)

Competition (prize money, no repayment) · Tory Burch Foundation

Amount: Fellowship program, no cash amount listed · Due Nov 17, 2026 · Nationwide

Who qualifies: Women 21 or older who own the largest stake in a for-profit US business that is at least 51% women-owned and makes at least $75,000 a year. US legal residents, English proficiency required.

Source: Official program page · Last verified Oct 30, 2026 · Apply on the official site

2027 Hiring Our Heroes Small Business Grant Program

Grant (free money, no repayment) · U.S. Chamber of Commerce Foundation (Hiring Our Heroes), supported by the FedEx Founder's Fund

Amount: Four $10,000 grants and one $25,000 grant · Due Dec 15, 2026 · Nationwide

Who qualifies: For-profit businesses at least 51% owned by a veteran or military spouse, with 3 to 20 employees and under $5 million in annual revenue, located in an economically vulnerable community or showing financial hardship. Owner must live in the 50 states.

Source: Official program page · Last verified Oct 30, 2026 · Apply on the official site

Rice Business Plan Competition 2027

Competition (prize money, no repayment) · Rice University

Amount: More than $1 million in cash, investments and prizes · Due Jan 29, 2027 · Nationwide

Who qualifies: Student-driven startups with at least two current student founders or team members from any college or university, under $300K equity raised and under $150K revenue in any 12-month period before July 1, 2026.

Source: Official program page · Last verified Oct 30, 2026 · Apply on the official site

Halstead Grant (2027)

Competition (prize money, no repayment) · Halstead Bead, Inc.

Amount: $7,500 cash grand prize plus $1,000 gift card; finalists get $1,000 cash · Due May 1, 2027 · Nationwide

Who qualifies: Emerging jewelry artists working primarily in silver. Applicants answer 15 business questions and submit a design portfolio. Full eligibility is in the downloadable application.

Source: Official program page · Last verified Oct 30, 2026 · Apply on the official site

Accessible Barrier Removal Grant

Grant (free money, no repayment) · City and County of San Francisco, Office of Economic and Workforce Development

Amount: Up to $10,000 per business location (reimbursement) · Due Jun 11, 2027 · California

Who qualifies: San Francisco storefront businesses open to the public with an active Business Account Number, under $5M revenue (single location) and 100 or fewer employees, making accessibility improvements.

Source: Official program page · Last verified Oct 30, 2026 · Apply on the official site

Amber Grant (monthly)

Grant (free money, no repayment) · WomensNet

Amount: $15,000 winner each month; monthly winners also qualify for one of three $75,000 year-end grants · Rolling, apply any time · Nationwide

Who qualifies: Women 18 or older whose business is at least 50% women-owned and based in the United States or Canada. Any business category qualifies, including revenue-generating nonprofits. There is a $15 application fee.

Source: Official program page · Last verified Oct 30, 2026 · Apply on the official site

Freed Fellowship Grant

Grant (free money, no repayment) · Freed Fellowship

Amount: $500 monthly grant; Fellows also considered for a $2,500 year-end grant · Rolling, apply any time · Nationwide

Who qualifies: Any micro or small business owner in the US; nonprofits are not currently supported. Applying costs a $19 fee.

Source: Official program page · Last verified Oct 30, 2026 · Apply on the official site

NASE Growth Grants

Grant (free money, no repayment) · National Association for the Self-Employed (NASE)

Amount: Up to $4,000 · Rolling, apply any time · Nationwide

Who qualifies: NASE members in good standing. Annual, Veteran and Gold members can apply right away; monthly members must wait 90 days. Applications submitted October to December are reviewed in January.

Source: Official program page · Last verified Oct 30, 2026 · Apply on the official site

Vacant to Vibrant

Grant (free money, no repayment) · City of San Francisco with SF New Deal

Amount: Grant plus help with lease, permits, insurance and marketing; amount not listed · Rolling, apply any time · California

Who qualifies: Small businesses, artists and cultural organizations opening pop-ups in previously vacant storefronts in downtown San Francisco.

Source: Official program page · Last verified Oct 30, 2026 · Apply on the official site

WomensNet Business Category Grants

Grant (free money, no repayment) · WomensNet

Amount: $15,000 each month for that month's business category · Rolling, apply any time · Nationwide

Who qualifies: Women-owned businesses in the month's featured category (November: STEM; December: Fashion & Interior Design). One Amber Grant application stays active for category grants for 12 months.

Source: Official program page · Last verified Oct 30, 2026 · Apply on the official site

WomensNet Startup Grant (monthly)

Grant (free money, no repayment) · WomensNet

Amount: $15,000 winner each month · Rolling, apply any time · Nationwide

Who qualifies: Women-owned businesses still in the idea phase or with under $10,000 in sales. Same single application and $15 fee as the Amber Grant; US or Canada, owner 18 or older.

Source: Official program page · Last verified Oct 30, 2026 · Apply on the official site

Air Quality

Grant (free money, no repayment) · Environmental Protection Agency

Amount: Set by the agency solicitation (see the topic) · Due Nov 8, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Circular Economy/Sustainable Materials

Grant (free money, no repayment) · Environmental Protection Agency

Amount: Set by the agency solicitation (see the topic) · Due Nov 8, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Safer Chemicals

Grant (free money, no repayment) · Environmental Protection Agency

Amount: Set by the agency solicitation (see the topic) · Due Nov 8, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Clean and Safe Water

Grant (free money, no repayment) · Environmental Protection Agency

Amount: Set by the agency solicitation (see the topic) · Due Nov 8, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Cleaner for the Time Domain Reflectometer Tank Level Indicator

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Fouling on the TDR sensor used for TLI is a persistent problem. The TDR is necessary to provide accurate and precise readings for fuel measurement. Over time, TDRs can experience sensor fouling through a buildup of crystallization and other contaminants on TDR...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Counter-Unmanned Aerial Systems Rapid Maturation

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Inexpensive, highly maneuverable, commercially available unmanned aerial systems (UAS) threaten tactical forces, critical infrastructure, and installations. Current defenses are limited by cost, by the operator attention they require, and by their...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Optimally Packaged Assembly for Laser Systems (OPALS)

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

The Air Force requires light weight, compactly packaged optical systems to perform critical beam control functions for airborne high energy laser systems. The purpose of this topic is not to develop new outer moldlines or turret designs for airborne systems...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Reusable Illumination System

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

The PF300 flash bulbs, that provide high-intensity illumination for high-speed video acquisition, are no longer in production. The objective is to award a contract to a small business to engineer, design, and manufacture a modern, robust, reusable replacement...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Agile Autonomous Technical Data Package to Path Robotic Task Specification

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Here is a draft for a Direct to Phase II SBIR solicitation topic based on the technical capabilities of the data extraction and automated path-planning pipeline. The content has been carefully structured to be precise and concise while protecting all...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Shallow Jet Spurt Engineering Model

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

This topic seeks the development of a computationally efficient engineering-level model to predict the formation and characteristics of the "spurt" in fluid cavity created jets. The hydrodynamic spurt is the initial, often unsteady, ejection of material from...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Long Rod Delivery System

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

The lack of a non-destructive, high-precision launching method for high length-to-diameter (L/D) projectiles fundamentally degrades the fidelity of Live Fire Test and Evaluation (LFT&E) data. For the Air Force, this deficiency directly compromises the...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Agile Wire Harness Manipulation and Installation for Unmanned Aerial Systems

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Context & BackgroundModern Department of Defense (DoD) manufacturing and depot sustainment environments increasingly depend on agile automation to scale up production and maintain rapid operational readiness. While automated assembly technologies have matured...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

AI-Enabled Computed Vision Air-to-Air Refueling Performance Assessment and Automated Pilot Debrief System

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Air-to-air refueling (AAR) is a critical Department of the Air Force and Department of the Navy capability enabling global mobility, long-range strike, combat airpower projection, and sustained aviation operations. However, aerial refueling remains one of the...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Intermediate Temperature Cooling Unit

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Navy ships have a chilled water system that runs throughout the ship providing cooling to electronic equipment. Operating at a nominal temperature of 42°F, the chilled water system creates a sizable load on the ship’s electrical plant. The DDG 51 class is...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Counter-Unmanned Aerial Systems Rapid Maturation

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Inexpensive, highly maneuverable, commercially available unmanned aerial systems (UAS) threaten tactical forces, critical infrastructure, and installations. Current defenses are limited by cost, by the operator attention they require, and by their...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

G-TEAD USAREUR-AF ACE 27-02: Spectrum Enabled Warfare Powered by xTech

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

The operational challenge on the Eastern Flank is the enablement of U.S. Army forces, operating within a North Atlantic Treaty Organization (NATO) and joint coalition framework, to sense, understand, exploit, attack, and protect across a contested...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Fusion of Cooperative Information Sharing for Uncrewed Air Systems (FOCISAUS)

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Distributed air operations increasingly depend on timely awareness of objects, hazards, and activities beyond the field of view of any individual platform. Cooperative perception offers a path to extend sensing coverage and reduce blind spots by allowing...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Fire Resistant Joiner Bulkhead

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Fire represents a grave hazard to Navy vessels. Recent fire events have propagated through joiner bulkheads and resulted in significant fire damage, which poses a substantial threat to personnel and equipment. Uncontrolled fires can propagate throughout a ship...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Input-Output Unit (IOU) for Secure Processing and Routing of Hull, Mechanical, & Electrical (HM&E) and Navigation Signals

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

IOUs are used on all Navy DDG 51 class ships to transfer Steering Control, Machinery Control, and Damage Control signals, as well as Interior Communication Alarm and Indication, Synchro and Digital Navigation data. They are also used on USN LHA(R) class ships,...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Multiple Telemetry Site Signal Source Synchronization

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Flight test missions that traverse multiple Test Ranges (e.g. hypersonic vehicles/weapons, cruise missiles, long-range weapon systems etc.) or that require different test support infrastructures (e.g. sea range, targets, threat simulators, etc.) at remote Test...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Technical Data Package Modernization for Information Assurance and Secure Data Exchange

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Background and Problem Statement:...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

US Production of Ultra-High Temperature Ceramic-Yielding Preceramic Polymers

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

The scaled production of C/C-UHTCs composites (UHTCMCs) for defense applications requires the manufacturing of UHTC precursors in quantities sufficient to support acquisition programs. This SBIR will establish production of an AFRL-patented UHTC preceramic...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Low SWaP, 2-micron Fiber Amplifiers

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

High-power fiber lasers operating in the 2-micron regime offer critical advantages for defense, medical, and industrial applications, including eye-safer directed energy, advanced sensing, and precision materials processing. While kilowatt-class,...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Advanced Reserve Power Source Technologies

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Power source performance in terms of power and energy density is the major objective with affordability, safety, and reliability secondary objectives of Air Force Armament Directorate programs for advanced reserve power sources for weapon systems. Secondary...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

ONR Open Topic for Low-Cost Heads Up Displays (HUDs) for Virtual & Augmented Reality (VR/AR)

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

ONR requests proposals for existing technology demonstration platforms, prototypes, and commercial products that provide domestically-sourced, low-cost HUDs) for first-person view (FPV) drone pilots, and augmented reality (AR) capabilities for Forward...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Cyber Resiliency for Fog and Edge Computing Devices

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

This topic is intended for technology proven ready to move directly into a Phase II. Therefore, a Phase I award is not required. The offeror is required to provide detailed documentation in the Direct to Phase II proposal which demonstrates accomplishment of a...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

High Speed, Low Temperature Hyperspectral Imager for High Enthalpy Ground Testing

Grant (free money, no repayment) · Department of War (DoD)

Amount: Set by the agency solicitation (see the topic) · Due Nov 25, 2026 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

AEDC requires a method to resolve temperature and emissivity across the surface of test articles. Specifically, there is a need for a high-speed low-temperature measurement solution that overlaps with other higher-temperature capabilities. The solution...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

NIH, CDC and FDA Small Business Innovation Research Grant (Parent SBIR [R43/R44] Clinical Trial Optional)

Grant (free money, no repayment) · Department of Health and Human Services

Amount: Set by the agency solicitation (see the topic) · Due Apr 6, 2027 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Background...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

NIH Small Business Innovation Research (SBIR) Phase IIB Strategic Breakthrough Award (Parent [R44] Clinical Trial Optional)

Grant (free money, no repayment) · Department of Health and Human Services

Amount: Set by the agency solicitation (see the topic) · Due Apr 6, 2027 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Background...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

NIH Small Business Technology Transfer Grant (Parent STTR [R41/R42] Clinical Trial Optional)

Grant (free money, no repayment) · Department of Health and Human Services

Amount: Set by the agency solicitation (see the topic) · Due Apr 6, 2027 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Background...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

SBIR/STTR Commercialization Readiness Pilot (CRP) Program (Parent SB1 Clinical Trial Optional)

Grant (free money, no repayment) · Department of Health and Human Services

Amount: Set by the agency solicitation (see the topic) · Due Apr 6, 2027 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

The Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs (also known as America's Seed Fund) are major sources of early-stage funding for U.S. technology development and commercialization. NIH SBIR and STTR awards...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

NSF America's Seed Fund (SBIR/STTR Phase I): submit a Project Pitch

Grant (free money, no repayment) · National Science Foundation

Amount: Phase I amount set in the current NSF solicitation · Due Jul 7, 2027 · Nationwide

Who qualifies: US small businesses with a new technology that carries technical risk. NSF requires a short Project Pitch first; only invited pitches can submit a full proposal. 268 NSF technology topics are open on SBIR.gov right now.

NSF currently lists 268 open topic areas on SBIR.gov. Start with the Project Pitch on seedfund.nsf.gov.

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Versatile Bioadhesives

Grant (free money, no repayment) · Department of Health and Human Services

Amount: Set by the agency solicitation (see the topic) · Due Sep 30, 2027 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

The purpose of this topic is to develop next-generation bioadhesive platforms that can safely and reliably seal, bond, and repair a wide range of tissues in challenging clinical conditions, including wet, bloody, and mechanically dynamic environments. These...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Virtual Human Brain for the Development of Neurosurgical Robotics

Grant (free money, no repayment) · Department of Health and Human Services

Amount: Set by the agency solicitation (see the topic) · Due Sep 30, 2027 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

The purpose of this topic aims to take a first step toward AI-assisted intracranial microsurgery by creating a high-resolution, physically and anatomically accurate virtual human brain.

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Breaking Ground: The First Curative, Durable, Non-Surgical Therapy for Endometriosis

Grant (free money, no repayment) · Department of Health and Human Services

Amount: Set by the agency solicitation (see the topic) · Due Sep 30, 2027 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

The purpose of this topic aims to develop treatments for endometriosis that are non-surgical. Proposers are expected to develop novel, non-surgical therapies to decrease the size or deactivate endometrial implants, to decrease inflammation cause by implants,...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Rapid Comprehensive Diagnostic Test for Multi-System Autoimmune Disease

Grant (free money, no repayment) · Department of Health and Human Services

Amount: Set by the agency solicitation (see the topic) · Due Sep 30, 2027 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

The purpose of this topic is to spur the development of novel, rapid diagnostic assays for multi-system autoimmune disease, which represents an unmet healthcare need. Moreover, in its ideal embodiment this diagnostic test might allow typical primary care...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

ARPA-H Lineage Topic

Grant (free money, no repayment) · Department of Health and Human Services

Amount: Set by the agency solicitation (see the topic) · Due Sep 30, 2027 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

he purpose of this topic supports the advancement, commercialization, and translation of technologies that originated from ARPA-H funded efforts. It is intended to help small businesses and startups develop viable products based on these technologies....

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Development of an annual test to inform women about their future fertility

Grant (free money, no repayment) · Department of Health and Human Services

Amount: Set by the agency solicitation (see the topic) · Due Sep 30, 2027 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

Development of an annual test to inform women about their future fertility - The purpose of this topic is to discover new biomarkers that provide women with actionable data for fertility planning. Results from this work will help inform the program...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

Universal Platform for Living Adaptive Toxin-removal (UNI-PLAT)

Grant (free money, no repayment) · Department of Health and Human Services

Amount: Set by the agency solicitation (see the topic) · Due Sep 30, 2027 · Nationwide

Who qualifies: US small businesses (under 500 employees, majority US-owned) doing research and development. SBIR and STTR have their own eligibility rules; STTR needs a research institution partner.

The purpose of this topic area is to catalyze the development of a universal, “plug-and-play” synthetic biology platform that enables next-generation microbial chassis capable of performing a broad array of programmable functions. While this solicitation...

Source: SBIR.gov · Last verified Oct 30, 2026 · Apply on the official site

GREGoRi Technology Integration Center (U01, Clinical Trials Optional)

Grant (free money, no repayment) · National Institutes of Health · RFA-HG-27-012

Amount: Up to $2,250,000 per award · Due Oct 30, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

The Genomics Research to Elucidate the Genetics of Rare Diseases:innovation (GREGoRi) initiative seeks to accelerate a paradigm shift in rare disease diagnosis by reimagining the tools, molecular technologies and...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

GREGoRi Innovation Projects (U01 Clinical Trial Optional)

Grant (free money, no repayment) · National Institutes of Health · RFA-HG-27-013

Amount: $3 to $500,000 per award · Due Oct 30, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

The Genomics Research to Elucidate the Genetics of Rare Diseases:innovation (GREGoRi) initiative seeks to accelerate a paradigm shift in rare disease diagnosis by reimagining the tools, molecular technologies and...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

GREGoRi Data Coordination and Outreach Center (U01, Clinical Trials Not Allowed)

Grant (free money, no repayment) · National Institutes of Health · RFA-HG-27-011

Amount: Up to $1,250,000 per award · Due Oct 30, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

The Genomics Research to Elucidate the Genetics of Rare Diseases:innovation (GREGoRi) initiative seeks to accelerate a paradigm shift in rare disease diagnosis by reimagining the tools, molecular technologies and...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

BJA FY 2026 National Center for Veterans Justice

Grant (free money, no repayment) · Bureau of Justice Assistance · O-BJA-2026-172760

Amount: Up to $4,000,000 per award · Due Oct 30, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

This is a notice of funding opportunity (NOFO) for the BJA FY 2026 National Center for Veterans Justice. This opportunity will establish a national center to provide specialized support to state, local, and tribal...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

HEAL Initiative: Whole Joint Health Program (R61/R33 Clinical Trial Required)

Grant (free money, no repayment) · National Institutes of Health · PAR-27-045

Amount: Amount not listed · Due Oct 30, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

The NIH Helping to End Addiction Long-term ® (HEAL) Initiative is releasing this Notice of Funding Opportunity (NOFO) to support a phased mechanistic clinical research program focusing on understudied biological...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Clinical Observational (CO) Studies in Musculoskeletal, Rheumatic, and Skin Diseases (R01 Clinical Trial Not Allowed)

Grant (free money, no repayment) · National Institutes of Health · PAR-24-280

Amount: Amount not listed · Due Nov 2, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

This Clinical Observational (CO) Studies in Musculoskeletal, Rheumatic, and Skin Diseases (R01 Clinical Trial Not Allowed) PAR, was re-issued as a result of the Simplifying Review of Research Project Grant Applications...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Exploratory Clinical Trial Grants in Arthritis and Musculoskeletal and Skin Diseases (R61 Clinical Trial Required)

Grant (free money, no repayment) · National Institutes of Health · PAR-24-279

Amount: Amount not listed · Due Nov 2, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

This Exploratory Clinical Trial Grants in Arthritis and Musculoskeletal and Skin Diseases (R61 Clinical Trial Required) PAR, a re-issue of PAR-24-035, was re-issued as a result of the Simplifying Review of Research...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

BJA FY 2026 Comprehensive Opioid, Stimulant, and Substance Use Program (COSSUP) Training and Technical Assistance (TTA)

Grant (free money, no repayment) · Bureau of Justice Assistance · O-BJA-2026-172724

Amount: Up to $2,000,000 per award · Due Nov 2, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

This is a notice of funding opportunity (NOFO) for the Comprehensive Opioid Stimulant and Substance Use Program (COSSUP) Training and Technical Assistance (TTA). This opportunity will provide training and technical...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

OJJDP FY 2026 Internet Crimes Against Children (ICAC) Task Force Program Support

Grant (free money, no repayment) · Office of Juvenile Justice Delinquency Prevention · O-OJJDP-2026-172731

Amount: Up to $1,200,000 per award · Due Nov 2, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

This is a notice of funding opportunity (NOFO) for the OJJDP FY 2026 Internet Crimes Against Children (ICAC) Task Force Program Support. This opportunity supports a national network of 61 multiagency,...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Exploring and Enhancing Outdoor and Heritage Tourism in the Chesapeake Bay Watershed

Grant (free money, no repayment) · National Park Service · P27AS00032

Amount: $10,000 to $50,000 per award · Due Nov 4, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

Goal: Encourage outdoor recreation and natural, historical, and cultural tourism that expands access to and awareness of the Chesapeake Bay watershed and fosters economic development of communities.ObjectivesNPS...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Developing novel theory and methods for understanding the genetic architecture of complex human traits (R01 Clinical Trial Not Allowed)

Grant (free money, no repayment) · National Institutes of Health · PAR-25-255

Amount: Amount not listed · Due Nov 5, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

The goal of this NOFO is to support applications for novel theory and methods development that enable better understanding of how genetic and non-genetic factors contribute to complex trait variation across individuals,...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Emerging Infections Network - Research for Preventing, Detecting, and Managing Travel-associated Infectious Diseases

Grant (free money, no repayment) · Centers for Disease Control and Prevention · RFA-CK-26-035

Amount: $1,750,000 to $6,000,000 per award · Due Nov 5, 2026 · Nationwide

Who qualifies: For-profit organizations are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

The focus of this notice of funding opportunity (NOFO) is to produce insights into disease detection and prevention strategies, burden, severity, diagnostics, treatment, and outcomes of infectious diseases in...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

US Travelers Health Research, Surveillance, Communication, and Outreach Network

Grant (free money, no repayment) · Centers for Disease Control and Prevention · RFA-CK-26-036

Amount: $750,000 to $1,000,000 per award · Due Nov 5, 2026 · Nationwide

Who qualifies: For-profit organizations are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

The NOFO supports CDC"s efforts to protect U.S. residents traveling internationally. The goal is to help U.S. travelers with pre-travel preparation, access to timely health information while traveling, and timely...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Secondary Analysis and Integration of Existing Data to Elucidate Cancer Risk and Related Outcomes (R01 Clinical Trial Not Allowed)

Grant (free money, no repayment) · National Institutes of Health · PAR-25-095

Amount: Up to $350,000 per award · Due Nov 6, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

Through this Notice of Funding Opportunity (NOFO), the National Cancer Institute (NCI) along with other participating Institutes encourages submission of applications proposing to conduct secondary data analysis and...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Amyotrophic Lateral Sclerosis (ALS) Intermediate Patient Population Expanded Access (U01 Clinical Trial Required)

Grant (free money, no repayment) · National Institutes of Health · RFA-NS-26-001

Amount: $40,000,000 total program funding · Due Nov 10, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

The purpose of this Notice of Funding Opportunity (NOFO) is to solicit applications for the conduct of scientific research utilizing data from expanded access (EA) for investigational drugs or biological products as...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Advanced Development and Validation of Emerging Technologies for Basic and Clinical Cancer Research (R33 Clinical Trial Not Allowed)

Grant (free money, no repayment) · National Institutes of Health · RFA-CA-27-002

Amount: Up to $300,000 per award · Due Nov 10, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

Through this Notice of Funding Opportunity (NOFO), the National Cancer Institute (NCI) invites grant applications proposing exploratory research projects focused on further development and technical validation of...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Early-Stage Innovative Technology Development for Basic and Clinical Cancer Research (R61 Clinical Trial Not Allowed)

Grant (free money, no repayment) · National Institutes of Health · RFA-CA-27-001

Amount: Up to $150,000 per award · Due Nov 10, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

Through this Notice of Funding Opportunity (NOFO), the National Cancer Institute (NCI) solicits grant applications proposing to develop innovative technologies offering new capabilities for the molecular or cellular...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Clinical Research Network on Antimicrobial Resistance (UM1 Clinical Trial Required)

Grant (free money, no repayment) · National Institutes of Health · RFA-AI-27-005

Amount: $18,000,000 total program funding · Due Nov 10, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

The purpose of this notice of funding opportunity (NOFO) is to support a Clinical Research Network (CRN) on Antimicrobial Resistance (AMR). The program aims to design, implement, and manage clinical research that...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Infectious Diseases Clinical Trials Network (IDCTN) (UM1 Clinical Trial Required)

Grant (free money, no repayment) · National Institutes of Health · RFA-AI-27-002

Amount: $10,000,000 total program funding · Due Nov 10, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

The purpose of this notice of funding opportunity (NOFO) is to solicit applications for an Infectious Diseases Clinical Trials Network (IDCTN). The IDCTN, comprised of the Clinical Trial Evaluation Units (CTEUs) and a...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Data Coordinating Center for the Aging and Alzheimer's Disease Mouse Brain Atlas (AD-MBA) (U24 Clinical Trial Not Allowed)

Grant (free money, no repayment) · National Institutes of Health · RFA-AG-27-010

Amount: $2,500,000 total program funding · Due Nov 10, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

This Notice of Funding Opportunity (NOFO) invites applications proposing a Data Coordinating Center that integrates and disseminates multiscale mouse brain datasets for the aging and Alzheimer's disease (AD) research...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Pilot Projects to Enhance the Human Virome Program (R03 Clinical Trials Not Allowed)

Grant (free money, no repayment) · National Institutes of Health · RFA-RM-27-024

Amount: $50,000 to $100,000 per award · Due Nov 10, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

The Common Fund Human Virome Program (HVP) aims to extensively and comprehensively characterize the "healthy" human virome (the collection of viruses that normally reside inside the human body without evidence of...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

NCCIH Natural Product Mid Phase Clinical Trial (R01 Clinical Trial Required)

Grant (free money, no repayment) · National Institutes of Health · PAR-25-271

Amount: $350,000 total program funding · Due Nov 13, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

This Notice of Funding Opportunity (NOFO) encourages applications for investigator-initiated mid-phase clinical trials of natural products(i.e., botanicals, dietary supplements, and probiotics), which have a strong...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

NCCIH Natural Product Early Phase Clinical Trial Phased Innovation Award (R61/R33 Clinical Trial Required)

Grant (free money, no repayment) · National Institutes of Health · PAR-25-269

Amount: Up to $350,000 per award · Due Nov 13, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

This Notice of Funding Opportunity (NOFO) encourages applications for investigator-initiated, early phase, clinical trials of natural products (i.e., botanicals, probiotics, and products marketed as dietary...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

NIDA Mentored Clinical Scientist Development Program Award in Substance Use and Substance Use Disorder Research (K12 Clinical Trial Optional)

Grant (free money, no repayment) · National Institutes of Health · PAR-24-089

Amount: Up to $750,000 per award · Due Nov 13, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

This funding opportunity announcement (FOA) encourages applications for institutional research career development (K12) programs that propose to support intensive supervised research training and career development...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

NCCIH Natural Product Early Phase Clinical Trial Award (R33 Clinical Trial Required)

Grant (free money, no repayment) · National Institutes of Health · PAR-25-270

Amount: Up to $1,050,000 per award · Due Nov 13, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

This Notice of Funding Opportunity (NOFO) encourages applications for investigator-initiated, early phase, clinical trials of natural products (i.e., botanicals, dietary supplements, and probiotics), which have a strong...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

Ethical, Legal and Social Implications (ELSI) Small Research Grant (R03 Clinical Trial Optional)

Grant (free money, no repayment) · National Institutes of Health · PAR-25-370

Amount: Up to $50,000 per award · Due Nov 16, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

The purpose of this Notice of Funding Opportunity (NOFO) is to invite Small Research Grant (R21) applications that propose to study the ethical, legal, and social implications (ELSI) of human genetics and genomics....

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

OJJDP FY 2026 Internet Crimes Against Children On-Line Child Protection System (ICACCOPS)

Grant (free money, no repayment) · Office of Juvenile Justice Delinquency Prevention · O-OJJDP-2026-172740

Amount: Up to $900,000 per award · Due Nov 16, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

This is a notice of funding opportunity (NOFO) for the OJJDP FY 2026 Internet Crimes Against Children On-Line Child Protection System (ICACCOPS). This opportunity supports maintenance of and enhancements to the Internet...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

NIJ FY 2026 Research and Evaluation on Justice System Responses to Illegal Immigration

Grant (free money, no repayment) · National Institute of Justice · O-NIJ-2026-172800

Amount: Up to $3,000,000 per award · Due Nov 16, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

This is a notice of funding opportunity (NOFO) for the NIJ FY 2026 Research and Evaluation on Justice System Responses to Illegal Immigration. This opportunity supports proposals for rigorous, applied research and...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

NIJ FY 2026 Research and Evaluation on Human Trafficking

Grant (free money, no repayment) · National Institute of Justice · O-NIJ-2026-172799

Amount: Up to $2,500,000 per award · Due Nov 16, 2026 · Nationwide

Who qualifies: For-profit businesses, including small businesses, are eligible. Other applicant types (such as universities, nonprofits or governments) can also apply.

This is a notice of funding opportunity (NOFO) for the NIJ FY 2026 Research and Evaluation on Human Trafficking. This opportunity supports proposals for rigorous research and evaluation projects to better understand,...

Source: Grants.gov · Last verified Oct 30, 2026 · Apply on the official site

What a small business grant really is

A grant is money given for a stated purpose that you do not repay and that does not cost you ownership. That is why there are far fewer of them than people expect, and why each one has strict rules about who can apply and what the money can pay for.

Most federal grants are for research, public health, energy or community projects, not for general working capital. The federal government does not hand out grants to start or run an ordinary business. If a website promises a free federal grant for any business, it is not telling you the truth.

Where real grants for a for-profit business come from

Private grants come from companies and foundations, often as a contest with a short window and a small number of winners. Federal money for small businesses mostly comes through SBIR and STTR, which fund research and development at companies under 500 employees. Grants.gov also lists federal notices where for-profit businesses are one of several eligible applicant types.

State and city programs are the third source. They open and close with budgets, so check your state economic development office as well as the listings here.

How to raise your odds

Read the eligibility rules before anything else and skip the ones you do not fit. Keep a short business plan, last year's tax return or a profit and loss statement, and a one paragraph answer to "what will you do with the money" ready to paste. Federal applications need a SAM.gov registration and a Unique Entity ID, which can take a few weeks, so start that early.

Questions

Are there free government grants to start a business?

Not in the way most ads suggest. Federal grants for for-profit companies are mostly SBIR and STTR research awards, plus specific programs listed on Grants.gov. Starting or running an ordinary business is usually funded with loans, savings or investors.

Do I have to pay back a small business grant?

No. A grant is not repaid as long as you use it the way the rules say. Loans and revenue-based financing are repaid, which is why every listing here is labeled by type.

How often is this list updated?

Every Monday morning. Each listing shows the date it was last checked, and anything past its deadline is removed automatically.

Is the Funding Finder free?

Yes. Browsing, filtering and the weekly match email are free. You never need an account to see the listings.

Where do the listings come from?

Federal grants come from the Grants.gov API, SBIR and STTR topics from SBIR.gov, venture funds from the SEC Form D quarterly data set, and every other program was checked by hand on its official page. Each listing links to its source.

How do you keep it current?

A refresh runs every Monday morning. It pulls the federal data again, removes anything past its deadline, re-checks every official link and hides programs whose page has gone dead.

Do you take a cut if I get funded?

No. KenjiAI does not take a fee or commission from any program listed in the Finder. Apply directly on the official site.

Funding guides

Sources: Grants.gov, SBIR.gov, the SEC Form D data set and each program's official page. KenjiAI takes no fee from any program listed here. Data refreshed Oct 30, 2026; the refresh runs every Monday. See also our funding and credit partners and other free tools.